Sselfinance
    Personal finance, unified

    Stop guessing where your money goes.

    See your complete financial picture in one place — net worth, investments, budget, and debt — without four different apps or a Sunday spreadsheet ritual.

    Cancel anytime

    selfinance.pro/dashboard

    Net worth

    $229,501+1.7%

    vs last month

    Total assets

    $284,120

    Liabilities

    $54,619

    Investments48%Cash22%Real estate21%Crypto9%
    Logged in seconds
    Bank-grade encryption
    USD EUR PLN GBP CHF
    GDPR · EU-hosted
    The problem

    Sound familiar?

    These are the real frustrations people share on personal finance forums every day. Not because they’re bad with money — but because the tools haven’t caught up.

    87%feel financial stress at least weekly
    79%don’t use any dedicated budgeting app
    40%of budgeters still live in spreadsheets
    27%have zero emergency savings
    “

    Money scattered, no single number

    Bank, broker, crypto wallet, pension — your actual net worth lives nowhere because it lives everywhere.

    “

    The spreadsheet got too complex

    You built a beautiful tracker. Then life happened, it got stale, and guilt made you stop opening it.

    “

    Four apps, still no full picture

    One app for budgeting. One for stocks. One for crypto. One for the bank. None of them talk to each other.

    “

    Stable income, constant money anxiety

    You earn well but the stress doesn’t go away — because clarity, not income, is what kills financial anxiety.

    “

    Is my emergency fund actually enough?

    “6 months of expenses” sounds right, but how many months does yours actually cover — right now, today?

    “

    Overpay the mortgage or invest?

    Both options make financial sense. Without a model showing the real trade-off, you’re just guessing.

    Selfinance is built around these exact problems — a single dashboard that replaces the spreadsheet, the four apps, and the Sunday-night stress.

    The product

    Everything in one place

    Net worth, budget, investments, and debt — connected, and updating automatically so you always know exactly where you stand.

    Your complete net worth, live

    Assets minus liabilities across every account, currency, and asset class — recomputed as your data changes.

    $229,501+1.7% this month
    4.2m

    Emergency fund

    Months of runway, tracked.

    of 6.0m target

    Log by voice

    Log an expense in seconds — AI categorizes it for you.

    “Coffee, 4.20” → Wants · Food

    Ask your AI

    Connect Claude or ChatGPT — add expenses, check your budget, plan payday by chat.

    “How's my budget?” → 12% under

    Investments & portfolio

    Stocks, crypto, commodities, and funds in one allocation view with live pricing.

    Stocks 48%Crypto 9%Commodities 12%Cash 22%

    Debt & mortgage simulator

    Model overpayments, watch the payoff date move, and compare against investing instead.

    Payoff −3y 4m · Interest saved $18,402

    How it works

    From signup to clarity in minutes

    Set it up once and watch your complete financial picture come together automatically.

    01

    Create your account

    Sign up in seconds and choose the plan that fits you.

    02

    Build your safety net

    Set your emergency fund target from real monthly expenses and see how many months you’re covered.

    03

    Add assets & debts

    Stocks, crypto, real estate, mortgages, and loans — your net worth updates automatically.

    04

    Track expenses daily

    Log your expenses in seconds and see where your money actually goes.

    05

    Connect your AI

    Plug Selfinance into Claude or ChatGPT and manage money by chat.

    Security

    Your money data, treated like it’s yours

    Everything is encrypted, nothing is sold, and your data stays yours — you can export the picture you built and delete everything on demand.

    You control every entry

    You decide what Selfinance tracks — it can never touch your accounts or move money.

    Encrypted in transit and at rest

    Your data is encrypted on the wire (TLS) and at rest in the database.

    We never sell data

    Your financial data is never sold, rented, or shared with advertisers.

    Delete anytime

    Delete your account and everything in it, on demand — no lock-in, no retention tricks.

    Pricing

    Plans for every financial journey

    Upgrade to Pro for AI assistance and unlimited history — switch or cancel anytime.

    Pro

    Ideal for active investors and growing portfolios

    $9/month
    5 portfolios
    Up to 100 items per type
    Full history
    AI connector for Claude & ChatGPT — 5× the Base allowance
    AI assistant (expense detection, payday, analysis)
    Priority email support

    Included in all plans:

    Supported assets: stocks, crypto, commodities, custom bonds, currencies
    Asset types: savings, emergency, fund
    Budgeting: income tracker, expense tracker
    Auto-compound on cash & savings
    Automatic market-data updates (crypto every 15 min; stocks, commodities, currencies daily)

    Base

    Perfect for individuals starting their investment journey

    $6/month
    1 portfolio
    Up to 10 items per type
    3 months of history
    Manual tracking
    Email support
    AI connector for Claude & ChatGPT — everyday allowance
    AI assistant

    Included in all plans:

    Supported assets: stocks, crypto, commodities, custom bonds, currencies
    Asset types: savings, emergency, fund
    Budgeting: income tracker, expense tracker
    Auto-compound on cash & savings
    Automatic market-data updates (crypto every 15 min; stocks, commodities, currencies daily)
    Most Popular

    Pro

    Ideal for active investors and growing portfolios

    $9/month
    5 portfolios
    Up to 100 items per type
    Full history
    AI connector for Claude & ChatGPT — 5× the Base allowance
    AI assistant (expense detection, payday, analysis)
    Priority email support

    Included in all plans:

    Supported assets: stocks, crypto, commodities, custom bonds, currencies
    Asset types: savings, emergency, fund
    Budgeting: income tracker, expense tracker
    Auto-compound on cash & savings
    Automatic market-data updates (crypto every 15 min; stocks, commodities, currencies daily)

    Cancel anytime.

    Need unlimited portfolios or team features? Contact us.

    FAQ

    Frequently asked questions

    Quick answers to the questions people ask most before getting started.

    Yes. Selfinance tracks everything in one place: incomes, expenses, assets (stocks, crypto, deposits, commodities, real estate, custom assets), liabilities (mortgages, loans, credit cards), and your budget. One dashboard, one subscription.

    Yes. Connect Selfinance to Claude or ChatGPT (via the open MCP standard) and add expenses by chat — describe what you spent and AI logs and categorizes it for you. Adding an expense in the app itself also takes just a few taps.

    Yes, on every plan. Connect Selfinance to Claude or ChatGPT with one connector URL (via the open MCP standard) and manage money by chat — add expenses, review your budget, and check your net worth or holdings. Every plan includes a daily AI allowance, with 5× the allowance on Pro.

    Yes. Selfinance natively supports USD, EUR, PLN, GBP, and CHF with automatic exchange-rate conversion to your base currency. It’s built for multi-currency lives, not as an afterthought.

    Security is our top priority. We use bank-grade encryption to protect your data in transit and at rest, and we never sell your personal information to third parties.
    Get started

    Your complete financial picture, finally in one place

    Join thousands who replaced their spreadsheet juggle and four-app routine with a single, automated view of their net worth, budget, and investments.

    Cancel anytime

    Sselfinance

    Your personal finance companion for tracking net worth, expenses, savings, and investments — in one place.

    Product

    • Features
    • Pricing
    • Calculators
    • Assets

    Features

    • Dashboard & net worth
    • Budget
    • AI connector (Claude & ChatGPT)
    • Emergency fund
    • Debt repayment

    Company

    • FAQ

    Legal

    • Terms and conditions
    • Privacy policy

    © 2026 Selfinance. All rights reserved.

    Manage your financial era.