Privacy Policy

1. Introduction

Welcome to Selfinance ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

• Personal identifiers such as name and email address.
• Account authentication via Google Login.
• Payment and billing information (handled via Stripe).
• Usage data about how you interact with our website and services.
• Device information including IP address, browser type, and operating system.

We do not collect or store passwords or login credentials directly. Login is handled through Google, which adheres to high security and privacy standards.

3. How We Use Your Information

• Providing, maintaining, and improving our services.
• Processing payments and managing subscriptions.
• Responding to your requests and feedback.
• Sending optional marketing communications (if consented).
• Monitoring usage trends and improving user experience.
• Detecting and preventing fraud or technical issues.

4. Information Sharing

• Stripe – for secure payment processing.
• Google Analytics – to understand website usage and improve user experience. Google may collect information such as IP address, browser type, and interaction events. Data may be transferred outside the EU in accordance with Google’s policies.

We do not share your data with affiliates or third-party advertisers.

5. Cookies and Tracking Technologies

• Functional: Necessary for the website to work properly.
• Analytics: Collected via Google Analytics, anonymized unless consent for full tracking is given.
• Marketing: Only if you opt in via your account settings.

You can manage your cookie preferences at any time in the website interface.

6. Retention of Data

We retain your data as long as your account is active or paused. If you delete your account through dashboard settings, all associated data is permanently removed, unless we are legally required to retain it.

7. Your Rights

• Access your personal data.
• Correct or update inaccurate data.
• Delete your data.
• Restrict or object to processing.
• Request data portability.
• Withdraw consent for non-essential data processing.

Contact: contact@selfinance.pro

8. User Preferences and Marketing

You can opt in or out of marketing communications in your dashboard settings. By default, users are opted out.

9. Automated Decision Making

We may use automated profiling to personalize services or insights only if you consent to functional cookies.

10. Data Security

We use appropriate technical and organizational measures to protect your data. However, no method of transmission or storage is 100% secure.

In the event of a breach affecting your personal data, we will notify you through the dashboard and by email (if available).

11. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect personal data from anyone under this age.

12. External Links

Our site may contain links to external websites. We are not responsible for the privacy practices or content of those third-party sites.

13. Legal Basis and Jurisdiction

We process personal data under the legal framework applicable in Poland. By using our services, you consent to this jurisdiction.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page. If we have your email and the update is significant, we may notify you by email.

15. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, you can contact us at: contact@selfinance.pro