Sselfinance
    Budgeting

    Finally Know Where Your Money Actually Goes

    See every expense categorized as need, want, or investment — with AI that spots the small leaks you've been missing month after month.

    Budget Illustration
    Budget Illustration

    Features

    Incomes & Expenses Tracking

    Log your income sources and expenses effortlessly. See where your money goes in real time with automatic updates.

    Monthly Summary & 12-Month Overview

    Get a clear monthly summary and a 12-month trend to monitor progress and adjust spending patterns over time.

    Custom Expense Categories

    Create custom categories to reflect your unique lifestyle. Adjust them anytime as your needs evolve.

    AI Voice Expense Detection (Telegram Integration)

    Add expenses hands-free using our AI voice tool. Integrated with Telegram for quick, on-the-go tracking.

    AI-Powered Budget Optimization

    Our AI analyzes your spending and suggests adding, removing, or adjusting categories to match your real habits.

    Needs vs. Wants vs. Investments

    See your spending divided into needs, wants, and investments. Stay aligned with your financial goals.

    Multi-Currency Support

    Manage income and expenses in multiple currencies – perfect for freelancers, travelers, and global citizens.

    FAQ

    Frequently asked questions

    Quick answers to the questions people ask most before getting started.

    You can add all of your investments, savings, liabilities, and budget data. Selfinance gathers everything into one dashboard, aggregating by months, categories, or asset types. Market data updates automatically — crypto every 15 minutes; stocks, commodities, and currencies daily.

    Predefined categories are only suggestions. You can create your own, define whether it's a need, want, or investment, and set expected limits. You can also use AI to generate categories based on your prompt and real expenses from the last month or year, depending on your plan.

    Yes! Selfinance visualizes your spending by categories and divides them into needs, wants, and investments. It also compares these trends against your incomes so you can see the full picture over time.

    Yes! The Voice to Expenses feature works through the Telegram integration (a Pro feature): send the bot a voice or text message and it logs your spending — fast and hands-free.

    Yes, Selfinance supports multiple currencies with automatic exchange rate conversion to your base currency. Currently supported: USD, EUR, PLN, GBP, and CHF — with more coming soon.

    Yes! The AI tool provides an overview of your expenses and suggests improvements. It can recommend adding, removing, or adjusting categories to better align with your real spending habits.
    Get started

    Your complete financial picture, finally in one place

    Join thousands who replaced their spreadsheet juggle and four-app routine with a single, automated view of their net worth, budget, and investments.

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    Sselfinance

    Your personal finance companion for tracking net worth, expenses, savings, and investments — in one place.

    Product

    • Features
    • Pricing
    • Calculators
    • Assets

    Features

    • Dashboard & net worth
    • Budget
    • Voice to expense
    • Emergency fund
    • Debt repayment

    Company

    • FAQ

    Legal

    • Terms and conditions
    • Privacy policy

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    Manage your financial era.