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    Portfolio Forecast Calculator

    Project how your portfolio could grow over time. Add holdings by value and expected return — use predefined groups (stocks, crypto, bonds, cash) or a custom mix — and see your net worth at 1 to 30 years, in both nominal and inflation-adjusted terms. No signup required.

    Horizon:

    237.5K

    Projected in 10 years · +494% from today

    Projected growth

    Net worth, today's money, and per-asset growth

    Net worth
    Today's money
    Contributed
    Stocks
    Crypto
    Bonds
    Cash / Savings
    Net worth
    Today's money
    Contributed
    Stocks
    Crypto
    Bonds
    Cash / Savings

    Projected net worth

    237.5K

    In today's money

    176.7K

    Investment growth

    92.4K

    Total contributions

    105.1K

    Your portfolio

    AssetValueROI %Monthly

    Return analysis

    Weighted by current value

    Stocks50%8%
    Crypto13%12%
    Bonds25%4%
    Cash / Savings13%2%
    Weighted average100%6.8%

    Year-by-Year Breakdown

    Projected net worth each year

    YearNet WorthToday's MoneyContributedGrowth
    1$52,740$51,204$9,600$3,140
    2$66,693$62,865$19,392$7,301
    3$81,968$75,012$29,380$12,588
    4$98,684$87,679$39,567$19,117
    5$116,973$100,902$49,959$27,014
    6$136,977$114,716$60,558$36,419
    7$158,854$129,163$71,369$47,485
    8$182,776$144,285$82,397$60,380
    9$208,933$160,129$93,644$75,288
    10$237,531$176,745$105,117$92,413
    Showing 1–10 of 10 years
    1 / 1

    237.5K

    Projected in 10 years · +494% from today

    Projected growth

    Net worth, today's money, and per-asset growth

    Net worth
    Today's money
    Contributed
    Stocks
    Crypto
    Bonds
    Cash / Savings
    Net worth
    Today's money
    Contributed
    Stocks
    Crypto
    Bonds
    Cash / Savings

    Year-by-Year Breakdown

    Projected net worth each year

    YearNet WorthToday's MoneyContributedGrowth
    1$52,740$51,204$9,600$3,140
    2$66,693$62,865$19,392$7,301
    3$81,968$75,012$29,380$12,588
    4$98,684$87,679$39,567$19,117
    5$116,973$100,902$49,959$27,014
    6$136,977$114,716$60,558$36,419
    7$158,854$129,163$71,369$47,485
    8$182,776$144,285$82,397$60,380
    9$208,933$160,129$93,644$75,288
    10$237,531$176,745$105,117$92,413
    Showing 1–10 of 10 years
    1 / 1
    Horizon:

    Projected net worth

    237.5K

    In today's money

    176.7K

    Investment growth

    92.4K

    Total contributions

    105.1K

    Your portfolio

    AssetValueROI %Monthly

    Return analysis

    Weighted by current value

    Stocks50%8%
    Crypto13%12%
    Bonds25%4%
    Cash / Savings13%2%
    Weighted average100%6.8%

    What it is

    This calculator projects how your whole portfolio could grow over time. Add your holdings by value and expected return — using predefined groups (stocks, crypto, bonds, cash and more) or your own custom mix — and see the projected net worth at your chosen horizon.

    Results are shown in today's currency; the dashed line and tile show the same value after inflation.

    How the math works

    Compounding
    Each asset grows at its own return ÷ 12 each month, then its monthly contribution is added.
    Today's money
    Net worth is divided by (1 + inflation)^years to show real buying power alongside the nominal figure.
    Weighted return
    Your blended return = Σ(asset return × asset value) ÷ total value.
    Contribution growth
    Monthly contributions can rise each year to reflect a growing income.

    Assumptions & caveats

    • Returns are assumed steady; real markets are volatile and can have long down periods.
    • Default ROIs are rough long-run estimates — adjust them to your own expectations.
    • Inflation is applied only to the 'today's money' comparison, not to each asset's return.
    • Taxes, fees, and rebalancing are not modelled.

    Frequently asked questions

    The defaults (stocks ~8%, bonds ~4%, cash ~2%, crypto ~12%) are common long-run assumptions, but past performance doesn't guarantee future results. Use the Conservative/Moderate/Aggressive presets or set your own.

    Inflation erodes buying power. A big nominal number in 30 years buys less than it sounds — the today's-money line restates it in current purchasing power so you can plan realistically.

    Yes — choose 'Custom' for any holding and set its own value, expected return, and monthly contribution.

    It's a planning estimate based on steady assumptions, best for comparing scenarios. Connecting your real accounts gives a continuously updated, far more accurate forecast.

    Forecast your real portfolio automatically

    Connect your accounts and selfinance forecasts your net worth from your actual holdings, returns, and contributions.

    Get started

    Your complete financial picture, finally in one place

    Join thousands who replaced their spreadsheet juggle and four-app routine with a single, automated view of their net worth, budget, and investments.

    Cancel anytime

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